Interactive demo
Three CardMates screens, running live.
Everything here is simulated in your browser with realistic earning rates. Nothing is stored and no account is needed.
Step 01
Onboarding · pick the cards you carry
3 cards in your simulated wallet · $420 in annual fees
Step 02
Reward simulator
Purchase amount$180
Use this card
Amex Gold Card
4x · 720 MR pts ≈ $12.24
Chase Sapphire Preferred$9.72
Citi Double Cash$3.60
Choosing the best card here is worth $8.64 more than your weakest option on this purchase.
Step 03
Family & friends point pooling
Pooled balance
115,700
34,300 points to the two-seat award goal (150,000).
Y
You
Chase Ultimate Rewards
84,200
73% of pool
M
Maya
World of Hyatt
31,500
27% of pool
In the real app, pooling follows each program's own rules — Hyatt combines points between members, Marriott and Hilton move them account-to-account, and IHG shows its fee before you confirm. CardMates prepares the request and hands you off at the right step.